Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.
Title: Owner, Chairman & CEO of OneUnited Bank
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass

Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities.

Purpose of the Interview

The interview is designed to:

1. Educate listeners on why Black-owned banks matter historically and economically.
2. Explain how technology has transformed banking, making location irrelevant.
3. Address financial exclusion, particularly reliance on check-cashing services.
4. Promote financial literacy as the foundation of wealth creation.
5. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity.

Key Themes & Takeaways 1. A Mission Rooted in Black History

• Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend.
• Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank.
• Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes.

Takeaway: Economic independence has always been central to Black progress.

2. From Brick-and-Mortar to Digital Banking

• OneUnited originally grew by acquiring small Black-owned banks nationwide.
• The bank pivoted early toward technology-driven banking, recognizing that:
  • Customers expect 24/7 access
  • Physical branches are no longer required
  • Digital reach enables national—and global—impact

Key insight: Technology allowed OneUnited to become a national Black bank without national branches.

3. Financial Technology Built for Real-Life Problems

Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms.

Examples include:

• Second-chance checking accounts
• Emergency small-dollar loans
• Alternative credit criteria
• Nationwide surcharge-free ATM access
• AI-powered tools that help users understand:
  • Cash flow
  • Assets vs. liabilities
  • Net worth (or debt)
  • Financial decision-making in real time

Takeaway: Banking should help people function—not punish them for past mistakes.

4. Financial Literacy Is the Real Wealth Gap

• Cohee states that 90% of Americans are financially illiterate, largely because:
  • Financial literacy is not taught in K–12 education
• He compares this to not teaching reading—and then blaming people for illiteracy.
• OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts.

Key message: Financial literacy, not income

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.
Title: Owner, Chairman & CEO of OneUnited Bank
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass

Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities.

Purpose of the Interview

The interview is designed to:

1. Educate listeners on why Black-owned banks matter historically and economically.
2. Explain how technology has transformed banking, making location irrelevant.
3. Address financial exclusion, particularly reliance on check-cashing services.
4. Promote financial literacy as the foundation of wealth creation.
5. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity.

Key Themes & Takeaways 1. A Mission Rooted in Black History

• Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend.
• Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank.
• Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes.

Takeaway: Economic independence has always been central to Black progress.

2. From Brick-and-Mortar to Digital Banking

• OneUnited originally grew by acquiring small Black-owned banks nationwide.
• The bank pivoted early toward technology-driven banking, recognizing that:
  • Customers expect 24/7 access
  • Physical branches are no longer required
  • Digital reach enables national—and global—impact

Key insight: Technology allowed OneUnited to become a national Black bank without national branches.

3. Financial Technology Built for Real-Life Problems

Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms.

Examples include:

• Second-chance checking accounts
• Emergency small-dollar loans
• Alternative credit criteria
• Nationwide surcharge-free ATM access
• AI-powered tools that help users understand:
  • Cash flow
  • Assets vs. liabilities
  • Net worth (or debt)
  • Financial decision-making in real time

Takeaway: Banking should help people function—not punish them for past mistakes.

4. Financial Literacy Is the Real Wealth Gap

• Cohee states that 90% of Americans are financially illiterate, largely because:
  • Financial literacy is not taught in K–12 education
• He compares this to not teaching reading—and then blaming people for illiteracy.
• OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts.

Key message: Financial literacy, not income

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson.

ROBYN DONALDSON & JACKIE RUSHIN

🎙️ Podcast Overview
The episode commemorates the legacy of Dr. Gladys B. West, a pioneering mathematician whose calculations led to the creation of GPS. Together, the guests discuss how her story ties into the mission of Juneteenth, the importance of STEM education, and their newly launched Westward Bound life and STEM skills program.

📚 About Dr. Gladys B. West
• Legacy: Mathematician and GPS pioneer
• Era: Born in 1930, came of age during segregation
• Alma Mater: Virginia State University (HBCU), later earned a PhD
• Recognition: Often called a “living hidden figure”—though not featured in the Hidden Figures film
• Current Home: Fredericksburg, VA

📘 Books Discussed
• It Began With a Dream: Dr. West’s memoir, chronicling her life from sharecropping roots to GPS trailblazer
• Westward Bound: A curriculum-based program developed by Dunson and Rushing inspired by Dr. West’s principles

💡 Key Themes & Insights
• Juneteenth Connection: The delayed recognition of Dr. West mirrors the delayed liberation of enslaved Black Americans
• STEM Equity: Many students aren’t underperforming—they’re underexposed. The Westward Bound program seeks to close that gap
• Mental Health & Tech: While Dr. West helped pioneer GPS, she herself still uses maps to keep her mind sharp—a warning about over-reliance on tech
• AI & Overconsumption: Dr. Rushin draws attention to how misuse of AI and technology can impair critical thinking and mental wellness
• STEM as Liberation: STEM exposure is not just about careers—it’s a path to freedom, agency, and long-term resilience

🎓 About Westward Bound
• Mission: Teach not just hard skills (STEM) but soul skills—endurance, vision, self-awareness, and purpose
• Framework: Uses the acronym W.E.S.T. (Wisdom, Endurance, Strategy, Tracking)
• Audience: Underserved communities, students, adults in transition, entrepreneurs
• Access: Currently partnering with colleges, camps, and educational programs nationwide

🔁 Personal Journeys
• Dr. Jacque Rushin: A humanitarian, mental health expert, and curriculum developer who fuses wellness and educational development
• Robyn Donaldson: A global STEM advocate and 2025 Presidential Lifetime Achievement Award recipient. She discovered Dr. West’s book and launched the movement to amplify her story

📣 Call to Action
Listeners are encouraged to include Dr. Gladys West in Juneteenth programming, integrate It Began With a Dream into school libraries, and explore the Westward Bound program as a tool for transformative education. Visit stemxposure.org or call (813) 990‑7700 for more info. #best

#straw

 #shms

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson.

ROBYN DONALDSON & JACKIE RUSHIN

🎙️ Podcast Overview
The episode commemorates the legacy of Dr. Gladys B. West, a pioneering mathematician whose calculations led to the creation of GPS. Together, the guests discuss how her story ties into the mission of Juneteenth, the importance of STEM education, and their newly launched Westward Bound life and STEM skills program.

📚 About Dr. Gladys B. West
• Legacy: Mathematician and GPS pioneer
• Era: Born in 1930, came of age during segregation
• Alma Mater: Virginia State University (HBCU), later earned a PhD
• Recognition: Often called a “living hidden figure”—though not featured in the Hidden Figures film
• Current Home: Fredericksburg, VA

📘 Books Discussed
• It Began With a Dream: Dr. West’s memoir, chronicling her life from sharecropping roots to GPS trailblazer
• Westward Bound: A curriculum-based program developed by Dunson and Rushing inspired by Dr. West’s principles

💡 Key Themes & Insights
• Juneteenth Connection: The delayed recognition of Dr. West mirrors the delayed liberation of enslaved Black Americans
• STEM Equity: Many students aren’t underperforming—they’re underexposed. The Westward Bound program seeks to close that gap
• Mental Health & Tech: While Dr. West helped pioneer GPS, she herself still uses maps to keep her mind sharp—a warning about over-reliance on tech
• AI & Overconsumption: Dr. Rushin draws attention to how misuse of AI and technology can impair critical thinking and mental wellness
• STEM as Liberation: STEM exposure is not just about careers—it’s a path to freedom, agency, and long-term resilience

🎓 About Westward Bound
• Mission: Teach not just hard skills (STEM) but soul skills—endurance, vision, self-awareness, and purpose
• Framework: Uses the acronym W.E.S.T. (Wisdom, Endurance, Strategy, Tracking)
• Audience: Underserved communities, students, adults in transition, entrepreneurs
• Access: Currently partnering with colleges, camps, and educational programs nationwide

🔁 Personal Journeys
• Dr. Jacque Rushin: A humanitarian, mental health expert, and curriculum developer who fuses wellness and educational development
• Robyn Donaldson: A global STEM advocate and 2025 Presidential Lifetime Achievement Award recipient. She discovered Dr. West’s book and launched the movement to amplify her story

📣 Call to Action
Listeners are encouraged to include Dr. Gladys West in Juneteenth programming, integrate It Began With a Dream into school libraries, and explore the Westward Bound program as a tool for transformative education. Visit stemxposure.org or call (813) 990‑7700 for more info. #best

#straw

 #shms

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily.  I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur.  Keep winning!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Jacque Rushin & Robyn Donaldson.

ROBYN DONALDSON & JACKIE RUSHIN

🎙️ Podcast Overview
The episode commemorates the legacy of Dr. Gladys B. West, a pioneering mathematician whose calculations led to the creation of GPS. Together, the guests discuss how her story ties into the mission of Juneteenth, the importance of STEM education, and their newly launched Westward Bound life and STEM skills program.

📚 About Dr. Gladys B. West
• Legacy: Mathematician and GPS pioneer
• Era: Born in 1930, came of age during segregation
• Alma Mater: Virginia State University (HBCU), later earned a PhD
• Recognition: Often called a “living hidden figure”—though not featured in the Hidden Figures film
• Current Home: Fredericksburg, VA

📘 Books Discussed
• It Began With a Dream: Dr. West’s memoir, chronicling her life from sharecropping roots to GPS trailblazer
• Westward Bound: A curriculum-based program developed by Dunson and Rushing inspired by Dr. West’s principles

💡 Key Themes & Insights
• Juneteenth Connection: The delayed recognition of Dr. West mirrors the delayed liberation of enslaved Black Americans
• STEM Equity: Many students aren’t underperforming—they’re underexposed. The Westward Bound program seeks to close that gap
• Mental Health & Tech: While Dr. West helped pioneer GPS, she herself still uses maps to keep her mind sharp—a warning about over-reliance on tech
• AI & Overconsumption: Dr. Rushin draws attention to how misuse of AI and technology can impair critical thinking and mental wellness
• STEM as Liberation: STEM exposure is not just about careers—it’s a path to freedom, agency, and long-term resilience

🎓 About Westward Bound
• Mission: Teach not just hard skills (STEM) but soul skills—endurance, vision, self-awareness, and purpose
• Framework: Uses the acronym W.E.S.T. (Wisdom, Endurance, Strategy, Tracking)
• Audience: Underserved communities, students, adults in transition, entrepreneurs
• Access: Currently partnering with colleges, camps, and educational programs nationwide

🔁 Personal Journeys
• Dr. Jacque Rushin: A humanitarian, mental health expert, and curriculum developer who fuses wellness and educational development
• Robyn Donaldson: A global STEM advocate and 2025 Presidential Lifetime Achievement Award recipient. She discovered Dr. West’s book and launched the movement to amplify her story

📣 Call to Action
Listeners are encouraged to include Dr. Gladys West in Juneteenth programming, integrate It Began With a Dream into school libraries, and explore the Westward Bound program as a tool for transformative education. Visit stemxposure.org or call (813) 990‑7700 for more info. #best

#straw

 #shms

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.