Steve Harvey Morning Show

Steve Harvey Morning Show

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Uplift: She promotes financial literacy and explains the mechanics behind trading apps like Robinhood.

Making A Difference: Empowering women and girls through STEM educational opportunities.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Maxine Cain. 

Founder of STEM Atlanta Women, joins Money Making Conversations Masterclass to discuss her mission to increase diversity in science, technology, engineering, and math (STEM) fields. She shares insights on how her organization bridges gaps for Black and Brown women in underserved communities and creates career pathways.

🔑 Key Themes & Highlights

  1. Origins of STEM Atlanta Women

    • Founded in 2016, the organization was inspired by Maxine’s challenges as an HR leader in a Fortune 500 company, where recruiting women of color into innovation roles was difficult.
    • She recognized a lack of representation and cultural barriers that discouraged women from entering STEM careers.
    • Her background in corporate event planning and business development helped her secure sponsorships for STEM-focused initiatives.
  2. Summerhill Community Hub

    • The organization operates out of a two-story loft space in Summerhill, Atlanta, a historically underserved community.
    • Summerhill lacked essential resources, including a bank and grocery store, for over 60 years.
    • Partnered with Carter Development, which helped provide space for STEM education and community programming.
  3. STEM Education & Outreach

    • Works closely with local schools, including King Middle School, Carver Early College, Maynard Jackson High School, and Georgia State University.
    • Runs programs designed to introduce young girls to STEM careers, helping them build confidence and skills early.
  4. Annual STEM Events

    • STEMinist Ball celebrates young women excelling in STEM fields by awarding crystal trophies, certificates, and graduation cords at a black-tie event.
    • STEM in the City is an afterschool program that exposes students to emerging technologies, including artificial intelligence, cybersecurity, drone technology, and flavor science with Coca-Cola.
    • Collaborated with Usher’s New Look Foundation and IBM to introduce artificial intelligence concepts to students.
  5. College & Workforce Development

    • Partners with Clark Atlanta University and Emory University to provide certification programs in business intelligence and emerging technology.
    • Works with major corporations to create career pathways for Black talent.
    • Helps underserved individuals gain industry-recognized certifications for high-paying tech jobs.
  6. Vision & Impact

    • Maxine started STEM Atlanta Women to create opportunities for young women who lacked access to STEM education.
    • She emphasizes mentorship, representation, and hands-on learning to help future leaders navigate STEM careers.

📘 Resources & Contact Information
Dr. Maxine Cain’s work is accessible through:
🔗 Website: STEM Atlanta Women
🔗 Social Media: @STEMAtlantaWomen


 

#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Uplift: She promotes financial literacy and explains the mechanics behind trading apps like Robinhood.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rebecca Jarvis.


📝 Summary of the Interview

Rebecca Jarvis, Emmy Award-winning journalist and ABC News Chief Business, Technology, and Economics Correspondent, joined Rushion McDonald to discuss her ABC News Original documentary on the GameStop stock phenomenon. The interview explored her career journey from finance to journalism, the mechanics and implications of the GameStop surge, the role of apps like Robinhood, and the broader lessons about investing and financial literacy. Jarvis emphasized the importance of understanding market dynamics, the risks of single-stock investing, and the power of storytelling in educating the public.


🎯 Purpose of the Interview

  • To highlight the GameStop stock surge and its impact on everyday investors.
  • To explain the financial mechanics behind trading apps like Robinhood.
  • To share Rebecca Jarvis’s career path and insights into journalism and finance.
  • To promote financial literacy and responsible investing.
  • To showcase the ABC News Original documentary and its human-centered storytelling.

🔑 Key Takeaways 1. Rebecca Jarvis’s Career Path

  • Studied economics at the University of Chicago.
  • Started in investment banking to pay off student loans before transitioning to journalism.
  • Cold-called editors and pitched finance-based stories to break into media.

2. GameStop Stock Phenomenon

  • GameStop’s stock surged from ~$4 to $350 due to social media hype, especially on Reddit.
  • Influencers like Roaring Kitty (Keith Gill) played a key role in rallying retail investors.
  • The event revealed how collective action by small investors can disrupt Wall Street norms.

3. Robinhood’s Role and Controversy

  • Robinhood allowed easy access to trading but faced a collateral call due to high trading volume.
  • Restricted buying of GameStop, causing public backlash.
  • Despite controversy, Robinhood’s user base grew, and it remains a major player in retail investing.

4. Risks of Single-Stock Investing

  • Investing in individual stocks is akin to gambling—high risk, high reward.
  • Long-term investing in diversified portfolios (e.g., 401(k), IRA) is more stable and proven.
  • Leverage (borrowing to invest) can amplify gains but also magnify losses.

5. Human-Centered Storytelling

  • The documentary featured diverse investors: a 10-year-old, a new parent, anonymous traders, and more.
  • These stories illustrated the emotional and financial motivations behind investing.
  • Jarvis emphasized the importance of representation and relatability in financial reporting.

6. Historical Parallels

  • The GameStop surge echoed past financial bubbles (e.g., dot-com era, 2008 crisis).
  • Technology changes, but human behavior in markets remains consistent.

7. Financial Literacy and Empowerment

  • Jarvis advocates for teaching kids about investing through familiar brands.
  • Quote: “Invest in what you know.”
  • Encourages people to ask questions, seek mentorship, and take initiative in learning finance.

💬 Notable Quotes

  • “Anytime you put money into a single stock, it is the equivalent of betting.”
  • “Robinhood became the poster child for all the anger and outrage.”
  • “It only takes one person to return your call to change your career.”
  • “This moment gave GameStop a second life.”
  • “We see these things happening over and over again… history repeats itself.”

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Making A Difference: Empowering women and girls through STEM educational opportunities.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Maxine Cain. 

Founder of STEM Atlanta Women, joins Money Making Conversations Masterclass to discuss her mission to increase diversity in science, technology, engineering, and math (STEM) fields. She shares insights on how her organization bridges gaps for Black and Brown women in underserved communities and creates career pathways.

🔑 Key Themes & Highlights

  1. Origins of STEM Atlanta Women

    • Founded in 2016, the organization was inspired by Maxine’s challenges as an HR leader in a Fortune 500 company, where recruiting women of color into innovation roles was difficult.
    • She recognized a lack of representation and cultural barriers that discouraged women from entering STEM careers.
    • Her background in corporate event planning and business development helped her secure sponsorships for STEM-focused initiatives.
  2. Summerhill Community Hub

    • The organization operates out of a two-story loft space in Summerhill, Atlanta, a historically underserved community.
    • Summerhill lacked essential resources, including a bank and grocery store, for over 60 years.
    • Partnered with Carter Development, which helped provide space for STEM education and community programming.
  3. STEM Education & Outreach

    • Works closely with local schools, including King Middle School, Carver Early College, Maynard Jackson High School, and Georgia State University.
    • Runs programs designed to introduce young girls to STEM careers, helping them build confidence and skills early.
  4. Annual STEM Events

    • STEMinist Ball celebrates young women excelling in STEM fields by awarding crystal trophies, certificates, and graduation cords at a black-tie event.
    • STEM in the City is an afterschool program that exposes students to emerging technologies, including artificial intelligence, cybersecurity, drone technology, and flavor science with Coca-Cola.
    • Collaborated with Usher’s New Look Foundation and IBM to introduce artificial intelligence concepts to students.
  5. College & Workforce Development

    • Partners with Clark Atlanta University and Emory University to provide certification programs in business intelligence and emerging technology.
    • Works with major corporations to create career pathways for Black talent.
    • Helps underserved individuals gain industry-recognized certifications for high-paying tech jobs.
  6. Vision & Impact

    • Maxine started STEM Atlanta Women to create opportunities for young women who lacked access to STEM education.
    • She emphasizes mentorship, representation, and hands-on learning to help future leaders navigate STEM careers.

📘 Resources & Contact Information
Dr. Maxine Cain’s work is accessible through:
🔗 Website: STEM Atlanta Women
🔗 Social Media: @STEMAtlantaWomen


 

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Uplift: She promotes financial literacy and explains the mechanics behind trading apps like Robinhood.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rebecca Jarvis.


📝 Summary of the Interview

Rebecca Jarvis, Emmy Award-winning journalist and ABC News Chief Business, Technology, and Economics Correspondent, joined Rushion McDonald to discuss her ABC News Original documentary on the GameStop stock phenomenon. The interview explored her career journey from finance to journalism, the mechanics and implications of the GameStop surge, the role of apps like Robinhood, and the broader lessons about investing and financial literacy. Jarvis emphasized the importance of understanding market dynamics, the risks of single-stock investing, and the power of storytelling in educating the public.


🎯 Purpose of the Interview

  • To highlight the GameStop stock surge and its impact on everyday investors.
  • To explain the financial mechanics behind trading apps like Robinhood.
  • To share Rebecca Jarvis’s career path and insights into journalism and finance.
  • To promote financial literacy and responsible investing.
  • To showcase the ABC News Original documentary and its human-centered storytelling.

🔑 Key Takeaways 1. Rebecca Jarvis’s Career Path

  • Studied economics at the University of Chicago.
  • Started in investment banking to pay off student loans before transitioning to journalism.
  • Cold-called editors and pitched finance-based stories to break into media.

2. GameStop Stock Phenomenon

  • GameStop’s stock surged from ~$4 to $350 due to social media hype, especially on Reddit.
  • Influencers like Roaring Kitty (Keith Gill) played a key role in rallying retail investors.
  • The event revealed how collective action by small investors can disrupt Wall Street norms.

3. Robinhood’s Role and Controversy

  • Robinhood allowed easy access to trading but faced a collateral call due to high trading volume.
  • Restricted buying of GameStop, causing public backlash.
  • Despite controversy, Robinhood’s user base grew, and it remains a major player in retail investing.

4. Risks of Single-Stock Investing

  • Investing in individual stocks is akin to gambling—high risk, high reward.
  • Long-term investing in diversified portfolios (e.g., 401(k), IRA) is more stable and proven.
  • Leverage (borrowing to invest) can amplify gains but also magnify losses.

5. Human-Centered Storytelling

  • The documentary featured diverse investors: a 10-year-old, a new parent, anonymous traders, and more.
  • These stories illustrated the emotional and financial motivations behind investing.
  • Jarvis emphasized the importance of representation and relatability in financial reporting.

6. Historical Parallels

  • The GameStop surge echoed past financial bubbles (e.g., dot-com era, 2008 crisis).
  • Technology changes, but human behavior in markets remains consistent.

7. Financial Literacy and Empowerment

  • Jarvis advocates for teaching kids about investing through familiar brands.
  • Quote: “Invest in what you know.”
  • Encourages people to ask questions, seek mentorship, and take initiative in learning finance.

💬 Notable Quotes

  • “Anytime you put money into a single stock, it is the equivalent of betting.”
  • “Robinhood became the poster child for all the anger and outrage.”
  • “It only takes one person to return your call to change your career.”
  • “This moment gave GameStop a second life.”
  • “We see these things happening over and over again… history repeats itself.”

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Making A Difference: Empowering women and girls through STEM educational opportunities.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Maxine Cain. 

Founder of STEM Atlanta Women, joins Money Making Conversations Masterclass to discuss her mission to increase diversity in science, technology, engineering, and math (STEM) fields. She shares insights on how her organization bridges gaps for Black and Brown women in underserved communities and creates career pathways.

🔑 Key Themes & Highlights

  1. Origins of STEM Atlanta Women

    • Founded in 2016, the organization was inspired by Maxine’s challenges as an HR leader in a Fortune 500 company, where recruiting women of color into innovation roles was difficult.
    • She recognized a lack of representation and cultural barriers that discouraged women from entering STEM careers.
    • Her background in corporate event planning and business development helped her secure sponsorships for STEM-focused initiatives.
  2. Summerhill Community Hub

    • The organization operates out of a two-story loft space in Summerhill, Atlanta, a historically underserved community.
    • Summerhill lacked essential resources, including a bank and grocery store, for over 60 years.
    • Partnered with Carter Development, which helped provide space for STEM education and community programming.
  3. STEM Education & Outreach

    • Works closely with local schools, including King Middle School, Carver Early College, Maynard Jackson High School, and Georgia State University.
    • Runs programs designed to introduce young girls to STEM careers, helping them build confidence and skills early.
  4. Annual STEM Events

    • STEMinist Ball celebrates young women excelling in STEM fields by awarding crystal trophies, certificates, and graduation cords at a black-tie event.
    • STEM in the City is an afterschool program that exposes students to emerging technologies, including artificial intelligence, cybersecurity, drone technology, and flavor science with Coca-Cola.
    • Collaborated with Usher’s New Look Foundation and IBM to introduce artificial intelligence concepts to students.
  5. College & Workforce Development

    • Partners with Clark Atlanta University and Emory University to provide certification programs in business intelligence and emerging technology.
    • Works with major corporations to create career pathways for Black talent.
    • Helps underserved individuals gain industry-recognized certifications for high-paying tech jobs.
  6. Vision & Impact

    • Maxine started STEM Atlanta Women to create opportunities for young women who lacked access to STEM education.
    • She emphasizes mentorship, representation, and hands-on learning to help future leaders navigate STEM careers.

📘 Resources & Contact Information
Dr. Maxine Cain’s work is accessible through:
🔗 Website: STEM Atlanta Women
🔗 Social Media: @STEMAtlantaWomen


 

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Financial Tip: The goal is to generate enough income from investments to replace employment income.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut.

Also known as The Income Coach. Here's a detailed summary of the episode:


🎙️ Guest: Steve Selengut

  • Veteran private investment manager with over 40 years of experience.
  • Author of Retirement Money Secrets, his second book.
  • Focuses on helping people achieve income independence through smart investing.
  • Runs an educational income investing community.

📘 About the Book: Retirement Money Secrets

  • Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing.
  • Emphasizes common sense financial strategies over complex jargon.
  • Focuses on closed-end funds as a key investment tool.

💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs)

  • One of the oldest investment vehicles, dating back to the 1800s.
  • Structured as pass-through trusts that must return 95% of earnings to shareholders.
  • Focused on income generation rather than capital appreciation.
  • Can invest in stocks, bonds, mutual funds, and ETFs.

🔥 FIRE Movement

  • Stands for Financial Independence, Retire Early.
  • Steve aligns more with generating sustainable income than early retirement per se.

🎯 Income Independence

  • The goal is to generate enough income from investments to replace employment income.
  • Allows flexibility to retire, start a business, or pursue other passions.

🛡️ The Four Risk Minimizers

  1. Quality: Invest only in what you understand and in companies with a proven track record.
  2. Diversification: Spread investments across sectors, geographies, and management firms.
  3. Income: Only invest in securities that pay dividends or interest.
  4. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains.

💬 Common Sense Investing Tips

  • Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle).
  • Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance.
  • Avoid speculative or zero-income investments.
  • Treat your portfolio like a retail store—sell when profitable and restock wisely.

🌐 Connect with Steve Selengut

  • Available on Facebook and LinkedIn.
  • Offers access to an educational investing community with 450+ members.
  • Book includes full contact details and resources.

#SHMS #STRAW #BEST

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Financial Tip: The goal is to generate enough income from investments to replace employment income.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut.

Also known as The Income Coach. Here's a detailed summary of the episode:


🎙️ Guest: Steve Selengut

  • Veteran private investment manager with over 40 years of experience.
  • Author of Retirement Money Secrets, his second book.
  • Focuses on helping people achieve income independence through smart investing.
  • Runs an educational income investing community.

📘 About the Book: Retirement Money Secrets

  • Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing.
  • Emphasizes common sense financial strategies over complex jargon.
  • Focuses on closed-end funds as a key investment tool.

💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs)

  • One of the oldest investment vehicles, dating back to the 1800s.
  • Structured as pass-through trusts that must return 95% of earnings to shareholders.
  • Focused on income generation rather than capital appreciation.
  • Can invest in stocks, bonds, mutual funds, and ETFs.

🔥 FIRE Movement

  • Stands for Financial Independence, Retire Early.
  • Steve aligns more with generating sustainable income than early retirement per se.

🎯 Income Independence

  • The goal is to generate enough income from investments to replace employment income.
  • Allows flexibility to retire, start a business, or pursue other passions.

🛡️ The Four Risk Minimizers

  1. Quality: Invest only in what you understand and in companies with a proven track record.
  2. Diversification: Spread investments across sectors, geographies, and management firms.
  3. Income: Only invest in securities that pay dividends or interest.
  4. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains.

💬 Common Sense Investing Tips

  • Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle).
  • Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance.
  • Avoid speculative or zero-income investments.
  • Treat your portfolio like a retail store—sell when profitable and restock wisely.

🌐 Connect with Steve Selengut

  • Available on Facebook and LinkedIn.
  • Offers access to an educational investing community with 450+ members.
  • Book includes full contact details and resources.

#SHMS #STRAW #BEST

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Financial Tip: The goal is to generate enough income from investments to replace employment income.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Steve Selengut.

Also known as The Income Coach. Here's a detailed summary of the episode:


🎙️ Guest: Steve Selengut

  • Veteran private investment manager with over 40 years of experience.
  • Author of Retirement Money Secrets, his second book.
  • Focuses on helping people achieve income independence through smart investing.
  • Runs an educational income investing community.

📘 About the Book: Retirement Money Secrets

  • Written as a conversational story about a couple on a river cruise who learn about a different approach to retirement investing.
  • Emphasizes common sense financial strategies over complex jargon.
  • Focuses on closed-end funds as a key investment tool.

💡 Key Concepts Discussed 🔒 Closed-End Funds (CEFs)

  • One of the oldest investment vehicles, dating back to the 1800s.
  • Structured as pass-through trusts that must return 95% of earnings to shareholders.
  • Focused on income generation rather than capital appreciation.
  • Can invest in stocks, bonds, mutual funds, and ETFs.

🔥 FIRE Movement

  • Stands for Financial Independence, Retire Early.
  • Steve aligns more with generating sustainable income than early retirement per se.

🎯 Income Independence

  • The goal is to generate enough income from investments to replace employment income.
  • Allows flexibility to retire, start a business, or pursue other passions.

🛡️ The Four Risk Minimizers

  1. Quality: Invest only in what you understand and in companies with a proven track record.
  2. Diversification: Spread investments across sectors, geographies, and management firms.
  3. Income: Only invest in securities that pay dividends or interest.
  4. Profit-Taking Discipline: Set target profits (e.g., 5%) and sell when reached, reinvesting gains.

💬 Common Sense Investing Tips

  • Buy stocks in companies you use or understand (e.g., Home Depot, Apple, Chipotle).
  • Use tools like Yahoo Finance or CEFConnect.com to research dividend history and fund performance.
  • Avoid speculative or zero-income investments.
  • Treat your portfolio like a retail store—sell when profitable and restock wisely.

🌐 Connect with Steve Selengut

  • Available on Facebook and LinkedIn.
  • Offers access to an educational investing community with 450+ members.
  • Book includes full contact details and resources.

#SHMS #STRAW #BEST

See omnystudio.com/listener for privacy information.

Uplift: She creates caregiving support systems, employee wellness programs, and flexible work policies.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sierra Morgan.

Founder of Rose HR and newly crowned Miss Maryland Corporate America, joins Money Making Conversations Masterclass to discuss her work in HR consulting, caregiving advocacy, and workplace wellness. She shares insights on balancing entrepreneurship, corporate leadership, and her passion for supporting caregivers.

🔑 Key Themes & Highlights

  1. Miss Maryland Corporate America & Advocacy

    • Cierra entered the competition to elevate her platform, focusing on caregiving awareness and employee wellness.
    • Corporate America’s mission aligns with her goal of empowering businesswomen beyond beauty, emphasizing leadership and workplace well-being.
  2. Entrepreneurship & HR Leadership

    • Founder of Rose HR, a consulting firm helping organizations develop flexible work policies, wellness programs, and caregiving support systems.
    • Works full-time as an HR executive for a nonprofit, balancing multiple roles.
    • Encourages small business owners to invest in HR early to avoid costly mistakes, such as legal issues, lack of structured hiring, and workplace conflicts.
  3. Caregiving & Workplace Policies

    • With 15+ years of caregiving experience, Cierra advocates for better corporate policies supporting family caregivers.
    • Expanded her HR consulting to offer caregiving coaching, helping families navigate resources and long-term planning.
    • Highlights the financial and emotional toll of caregiving, including background checks, trust-building, and caregiver burnout.
  4. Mental & Emotional Impact of Caregiving

    • Many caregivers experience guilt, burnout, and emotional exhaustion due to balancing work and personal responsibilities.
    • Therapy, self-care, and community support are essential for managing the pressures of caregiving.
    • Stresses the need for workplace awareness and flexible policies to accommodate employees in caregiving roles.
  5. HR Best Practices for Business Owners

    • Small businesses often undervalue HR until legal issues arise—recommends having a lawyer, accountant, and HR consultant from the start.
    • Advises entrepreneurs to properly structure hiring processes, create employee handbooks, and implement leadership development programs.
    • Helps business owners understand salary expectations, job structuring, and competitive benefits packages.
  6. Future Projects & Legacy

    • Launching Caregiving Compass Academy to provide coaching for family caregivers.
    • Continues advocacy through her nonprofit work supporting literacy, arts, and youth empowerment.
    • Hosts podcast "The Bottom Line Is", discussing topics such as relationships, workplace success, and caregiving insights.

📘 Resources & Contact Information
Sierra Morgan’s work is accessible through:
🔗 Website: Rose HR
🔗 Social Media: @CCTheDiva
🔗 Podcast: The Bottom Line Is (Spotify, Apple Podcasts, YouTube)


#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.