Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. 

Host of The Financial Quarterback radio show, joins Money Making Conversations Masterclass to discuss financial security, Social Security misconceptions, inflation, compound interest, and health insurance. Recognized by Forbes as one of America’s top financial security professionals, he provides expert insights into wealth-building strategies.

🔑 Key Themes & Highlights

1. Social Security & Retirement Myths

   • Many Americans mistakenly believe Social Security alone will provide a comfortable retirement.
   • Josh explains how previous generations lived on Social Security because they had paid-off homes and lower living expenses, but today’s economic climate makes that unrealistic.

2. Inflation & Its Effects

   • Inflation occurs when too much money chases too few goods, causing price increases.
   • Covid stimulus packages contributed to rising costs as large amounts of money entered circulation.
   • Everyday consumers feel inflation in higher grocery prices, shrinking product sizes (shrinkflation), and increased gas costs.

3. Understanding Compound Interest

   • Compound interest is a powerful wealth-building tool that allows money to grow exponentially over time.
   • Many financial advisors focus on stocks and investments but fail to educate clients on the importance of long-term compounding without interruptions.
   • Josh emphasizes the Rule of 72, explaining how money doubles based on the interest rate earned.

4. Choosing the Right Financial Advisor

   • A strong advisor should educate clients on key financial principles, not just offer investment options like conservative, moderate, or aggressive portfolios.
   • The real key to wealth is understanding compounding and ensuring investments grow steadily over time.

5. Health Insurance Challenges

   • Rising health insurance costs are forcing companies to drop coverage and restructure their plans.
   • Josh suggests a two-tier system where private insurers handle healthy individuals while the government provides expanded Medicaid for those with higher risks.

📘 Resources & Contact Information
Josh Jalinski’s financial insights are available via:
🔗 Podcast: The Financial Quarterback (Spotify)
🔗 Website: FinancialQuarterback.com

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. 

Host of The Financial Quarterback radio show, joins Money Making Conversations Masterclass to discuss financial security, Social Security misconceptions, inflation, compound interest, and health insurance. Recognized by Forbes as one of America’s top financial security professionals, he provides expert insights into wealth-building strategies.

🔑 Key Themes & Highlights

1. Social Security & Retirement Myths

   • Many Americans mistakenly believe Social Security alone will provide a comfortable retirement.
   • Josh explains how previous generations lived on Social Security because they had paid-off homes and lower living expenses, but today’s economic climate makes that unrealistic.

2. Inflation & Its Effects

   • Inflation occurs when too much money chases too few goods, causing price increases.
   • Covid stimulus packages contributed to rising costs as large amounts of money entered circulation.
   • Everyday consumers feel inflation in higher grocery prices, shrinking product sizes (shrinkflation), and increased gas costs.

3. Understanding Compound Interest

   • Compound interest is a powerful wealth-building tool that allows money to grow exponentially over time.
   • Many financial advisors focus on stocks and investments but fail to educate clients on the importance of long-term compounding without interruptions.
   • Josh emphasizes the Rule of 72, explaining how money doubles based on the interest rate earned.

4. Choosing the Right Financial Advisor

   • A strong advisor should educate clients on key financial principles, not just offer investment options like conservative, moderate, or aggressive portfolios.
   • The real key to wealth is understanding compounding and ensuring investments grow steadily over time.

5. Health Insurance Challenges

   • Rising health insurance costs are forcing companies to drop coverage and restructure their plans.
   • Josh suggests a two-tier system where private insurers handle healthy individuals while the government provides expanded Medicaid for those with higher risks.

📘 Resources & Contact Information
Josh Jalinski’s financial insights are available via:
🔗 Podcast: The Financial Quarterback (Spotify)
🔗 Website: FinancialQuarterback.com

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latabia Woodward.

A visionary founder and CEO of Who's Got Next Music Inc., joins Money Making Conversations Masterclass to discuss her music tech startup and its mission to amplify emerging talent through technology-driven competitions. She also serves as chairman of the Ann Cephus Family Fund, advocating for STEM education in underserved communities.

🔑 Key Themes & Highlights

1. Background & Journey into Music Tech

   • Latasha, a graduate of East Carolina University, built a successful career in business and technology before venturing into the music industry.
   • She was introduced to the business side of music when her son, Offset of Migos, asked for help managing his affairs while touring globally.
   • After navigating the complexities of artist management, record labels, and industry contracts, she recognized gaps in music business education for young creatives.

2. Who's Got Next Music App & Platform

   • Who's Got Next Music is an artist amplification platform that leverages genre-based music competitions to discover and promote emerging talent.
   • Competitions occur in three rounds—two in-app voting rounds followed by an in-person event for finalists.
   • The global accessibility of the platform allows artists from North America and Canada to showcase their work while fans worldwide participate in voting.

3. Music Business Education & Fair Competition

   • Many young artists lack business knowledge, leading to unfair deals or lost opportunities.
   • The app provides a structured way for artists to engage with fans, gain visibility, and retain full rights to their music.
   • Producers contribute cleared, non-sampled beats to the platform, ensuring artists avoid legal complications.

4. Upcoming Launch & Events

   • Beta version is currently available on Apple & Google Play stores, with an official launch planned for June.
   • A February event will introduce the app to the music community, featuring panel discussions with entertainment attorneys, sync licensing experts, and emerging artists.
   • Hip-hop will be the first competition genre, followed by expansions into R&B, gospel, and other categories.

5. Artist & Fan Participation Model

   • Artists pay a $199 contest entry fee, gaining access to premium beats and promotional exposure.
   • Fan voting is real-time and transparent, directly influencing competition results.
   • Winners receive $5,000, legal services from McKinley Law Firm, and additional business support.

6. Ann Cephus Family Fund & STEM Advocacy

   • Latasha founded the Ann Cephus Family Fund in honor of her mother, advocating for technology education among young creatives.
   • The Sound Pathways program provides high school students in Atlanta with music business education using AI-powered songwriting tools.
   • Students learn music production, business strategy, and transferable skills for various industries.

📘 Resources & Contact Information
Latasha Woodward’s initiatives are accessible through:
🔗 Music App: Who's Got Next Music
🔗 Foundation: https://anncephusff.org
🔗 Social Media: @WhosGotNextMusic

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amber C. Saunders.

An estate planning attorney and founder of The Saunders Firm, about generational wealth, estate planning, and financial literacy in the Black community.

🔑 Key Themes & Highlights

The Importance of Estate Planning

• Saunders emphasized that estate planning isn’t just for the wealthy—it’s for anyone who owns assets, including homes, jewelry, and even bank accounts.
• She shared how her family’s experience with probate court inspired her to educate others on avoiding financial hardships.

Generational Wealth & Legacy

• Many Black families lose wealth due to lack of estate planning, leading to long legal battles and financial instability.
• Saunders stressed that generational wealth isn’t just about money—it’s about education, financial literacy, and structured wealth transfer.

Common Misconceptions About Estate Planning

• Many people believe wills and trusts are only for the rich, but anyone with assets should have a plan.
• She debunked myths about DIY estate planning, warning that generic online templates can lead to legal complications.

Protecting Small Businesses & Entrepreneurs

• Entrepreneurs must plan for succession, ensuring their businesses can survive beyond their leadership.
• She advised business owners to structure their companies properly, so they don’t just create a job for themselves but build a lasting enterprise.

📘 About Amber C. Saunders
Amber C. Saunders is a leading estate planning attorney, dedicated to helping families secure their financial futures. She founded The Saunders Firm, specializing in wealth preservation, estate planning, and business succession strategies.

#BEST

#STRAW

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latabia Woodward.

A visionary founder and CEO of Who's Got Next Music Inc., joins Money Making Conversations Masterclass to discuss her music tech startup and its mission to amplify emerging talent through technology-driven competitions. She also serves as chairman of the Ann Cephus Family Fund, advocating for STEM education in underserved communities.

🔑 Key Themes & Highlights

1. Background & Journey into Music Tech

   • Latasha, a graduate of East Carolina University, built a successful career in business and technology before venturing into the music industry.
   • She was introduced to the business side of music when her son, Offset of Migos, asked for help managing his affairs while touring globally.
   • After navigating the complexities of artist management, record labels, and industry contracts, she recognized gaps in music business education for young creatives.

2. Who's Got Next Music App & Platform

   • Who's Got Next Music is an artist amplification platform that leverages genre-based music competitions to discover and promote emerging talent.
   • Competitions occur in three rounds—two in-app voting rounds followed by an in-person event for finalists.
   • The global accessibility of the platform allows artists from North America and Canada to showcase their work while fans worldwide participate in voting.

3. Music Business Education & Fair Competition

   • Many young artists lack business knowledge, leading to unfair deals or lost opportunities.
   • The app provides a structured way for artists to engage with fans, gain visibility, and retain full rights to their music.
   • Producers contribute cleared, non-sampled beats to the platform, ensuring artists avoid legal complications.

4. Upcoming Launch & Events

   • Beta version is currently available on Apple & Google Play stores, with an official launch planned for June.
   • A February event will introduce the app to the music community, featuring panel discussions with entertainment attorneys, sync licensing experts, and emerging artists.
   • Hip-hop will be the first competition genre, followed by expansions into R&B, gospel, and other categories.

5. Artist & Fan Participation Model

   • Artists pay a $199 contest entry fee, gaining access to premium beats and promotional exposure.
   • Fan voting is real-time and transparent, directly influencing competition results.
   • Winners receive $5,000, legal services from McKinley Law Firm, and additional business support.

6. Ann Cephus Family Fund & STEM Advocacy

   • Latasha founded the Ann Cephus Family Fund in honor of her mother, advocating for technology education among young creatives.
   • The Sound Pathways program provides high school students in Atlanta with music business education using AI-powered songwriting tools.
   • Students learn music production, business strategy, and transferable skills for various industries.

📘 Resources & Contact Information
Latasha Woodward’s initiatives are accessible through:
🔗 Music App: Who's Got Next Music
🔗 Foundation: https://anncephusff.org
🔗 Social Media: @WhosGotNextMusic

#STRAW

#BEST

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amber C. Saunders.

An estate planning attorney and founder of The Saunders Firm, about generational wealth, estate planning, and financial literacy in the Black community.

🔑 Key Themes & Highlights

The Importance of Estate Planning

• Saunders emphasized that estate planning isn’t just for the wealthy—it’s for anyone who owns assets, including homes, jewelry, and even bank accounts.
• She shared how her family’s experience with probate court inspired her to educate others on avoiding financial hardships.

Generational Wealth & Legacy

• Many Black families lose wealth due to lack of estate planning, leading to long legal battles and financial instability.
• Saunders stressed that generational wealth isn’t just about money—it’s about education, financial literacy, and structured wealth transfer.

Common Misconceptions About Estate Planning

• Many people believe wills and trusts are only for the rich, but anyone with assets should have a plan.
• She debunked myths about DIY estate planning, warning that generic online templates can lead to legal complications.

Protecting Small Businesses & Entrepreneurs

• Entrepreneurs must plan for succession, ensuring their businesses can survive beyond their leadership.
• She advised business owners to structure their companies properly, so they don’t just create a job for themselves but build a lasting enterprise.

📘 About Amber C. Saunders
Amber C. Saunders is a leading estate planning attorney, dedicated to helping families secure their financial futures. She founded The Saunders Firm, specializing in wealth preservation, estate planning, and business succession strategies.

#BEST

#STRAW

#SHMS

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latabia Woodward.

A visionary founder and CEO of Who's Got Next Music Inc., joins Money Making Conversations Masterclass to discuss her music tech startup and its mission to amplify emerging talent through technology-driven competitions. She also serves as chairman of the Ann Cephus Family Fund, advocating for STEM education in underserved communities.

🔑 Key Themes & Highlights

1. Background & Journey into Music Tech

   • Latasha, a graduate of East Carolina University, built a successful career in business and technology before venturing into the music industry.
   • She was introduced to the business side of music when her son, Offset of Migos, asked for help managing his affairs while touring globally.
   • After navigating the complexities of artist management, record labels, and industry contracts, she recognized gaps in music business education for young creatives.

2. Who's Got Next Music App & Platform

   • Who's Got Next Music is an artist amplification platform that leverages genre-based music competitions to discover and promote emerging talent.
   • Competitions occur in three rounds—two in-app voting rounds followed by an in-person event for finalists.
   • The global accessibility of the platform allows artists from North America and Canada to showcase their work while fans worldwide participate in voting.

3. Music Business Education & Fair Competition

   • Many young artists lack business knowledge, leading to unfair deals or lost opportunities.
   • The app provides a structured way for artists to engage with fans, gain visibility, and retain full rights to their music.
   • Producers contribute cleared, non-sampled beats to the platform, ensuring artists avoid legal complications.

4. Upcoming Launch & Events

   • Beta version is currently available on Apple & Google Play stores, with an official launch planned for June.
   • A February event will introduce the app to the music community, featuring panel discussions with entertainment attorneys, sync licensing experts, and emerging artists.
   • Hip-hop will be the first competition genre, followed by expansions into R&B, gospel, and other categories.

5. Artist & Fan Participation Model

   • Artists pay a $199 contest entry fee, gaining access to premium beats and promotional exposure.
   • Fan voting is real-time and transparent, directly influencing competition results.
   • Winners receive $5,000, legal services from McKinley Law Firm, and additional business support.

6. Ann Cephus Family Fund & STEM Advocacy

   • Latasha founded the Ann Cephus Family Fund in honor of her mother, advocating for technology education among young creatives.
   • The Sound Pathways program provides high school students in Atlanta with music business education using AI-powered songwriting tools.
   • Students learn music production, business strategy, and transferable skills for various industries.

📘 Resources & Contact Information
Latasha Woodward’s initiatives are accessible through:
🔗 Music App: Who's Got Next Music
🔗 Foundation: https://anncephusff.org
🔗 Social Media: @WhosGotNextMusic

#STRAW

#BEST

#SHMS

See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amber C. Saunders.

An estate planning attorney and founder of The Saunders Firm, about generational wealth, estate planning, and financial literacy in the Black community.

🔑 Key Themes & Highlights

The Importance of Estate Planning

• Saunders emphasized that estate planning isn’t just for the wealthy—it’s for anyone who owns assets, including homes, jewelry, and even bank accounts.
• She shared how her family’s experience with probate court inspired her to educate others on avoiding financial hardships.

Generational Wealth & Legacy

• Many Black families lose wealth due to lack of estate planning, leading to long legal battles and financial instability.
• Saunders stressed that generational wealth isn’t just about money—it’s about education, financial literacy, and structured wealth transfer.

Common Misconceptions About Estate Planning

• Many people believe wills and trusts are only for the rich, but anyone with assets should have a plan.
• She debunked myths about DIY estate planning, warning that generic online templates can lead to legal complications.

Protecting Small Businesses & Entrepreneurs

• Entrepreneurs must plan for succession, ensuring their businesses can survive beyond their leadership.
• She advised business owners to structure their companies properly, so they don’t just create a job for themselves but build a lasting enterprise.

📘 About Amber C. Saunders
Amber C. Saunders is a leading estate planning attorney, dedicated to helping families secure their financial futures. She founded The Saunders Firm, specializing in wealth preservation, estate planning, and business succession strategies.

#BEST

#STRAW

#SHMS

See omnystudio.com/listener for privacy information.

Steve Harvey Morning Show Online: http://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.